Cash back is a popular rewards program offered by many retailers. It can come from extra fees a customer pays while using a debit card to pay for items, or from in-store payment with a legitimate financial card.
Stores that give Cashback to their customers
Since Farm Fresh is a low-price grocery market, consumers can get cash back on their debit and credit cards after some significant purchase. Cashback policies differ from each item, but the general limit for debit cards is $200 purchase while the limit for Discover credit cards is $120. Farm Fresh operates grocery and pharmaceutical services with stores only in North Carolina and Virginia. Some of the stores offer higher cashback than others.
Fred Meyer is a chain of over 100 departmental stores, known for low prices and high-quality materials. They also sell stationery and operate a gas station. Fred Meyer only gives cashback on debit cards, although some stores offer cashback on checks. The purchasing limit is $300 with fees from $0.50 – $3.50. Fred Meyer has been commended for outstanding customer service and business ethics.
JayC is a grocery corporation with over 50 locations in Indiana. It also runs other services like pharmacies, gas stations, liquor stores, stamps, money services, etc. JayC gives customers up to $5 cashback on their purchases with debit cards and Discover credit cards. The purchasing limit to qualify for the cashback is $100 paid with a debit or a credit card. JayC does not charge extra fees on card payments or withdrawals.
Kroger offers cashback on its debit cards, personal checks, and Discover credit cards. The purchasing limit for debit cards is $300, $120 for credit cards, and $20 for personal checks. Kroger also offers ATM services for customers that want to withdraw cash.
At Publix, they only offer cash back on debit cards. The purchasing limit to get cashback on your debit card is $100. The cashback percentage would not reflect on your credit score, as you would have to go to the register to collect your cashback. However, at Publix ATM’s, there are no options that dispense $1, $5, $50, and $100.
Whole Foods is a chain of supermarkets that sell organic food and groceries. They also offer other services like gift cards, flower delivery, and meal preparation for their customers. Whole Foods gives cashback on debit cards only with a purchasing limit of $100. They do not charge extra on debit card payments. ..
What other ways can one save money when shopping?
Members-only loyalty program
Some grocery stores across the United States operate an online website, where consumers can create an account to facilitate their shopping. When customers create accounts, they can get membership-only rewards. Stores like Costco offer loyalty programs.
Buy items during promos
When shopping for items like electronics, groceries, or clothing, be on the lookout for sales. Sales happen frequently at different stores throughout the year, so it’s always worth checking to see what’s available. This way you can save money and make another purchase without feeling guilty. ..
Compare Store Prices
When you shop for groceries, it is important to know the types of stores in your area and their prices. You can buy items from smaller stores in your neighborhood, which may be cheaper than buying from a bigger store. When you do your research, you can find out what items are on sale at your favorite stores and their prices.
Conclusion
Since prices of goods have increased over the last few months, due to the coronavirus pandemic, it is important to save. Cashback is a huge benefit of paying with a debit card, although most grocery stores require you to purchase commodities within a price range. Remember to always go for what you need and buy expensive items during the discount season.
