What is Chime App?
If you open up the Chime app, it will ask for your face id. After that, you will be brought to the home page. On the home page, you may see advertisements for free cash deposits of Walgreens. So, if you want to proceed ahead and close that out, go ahead. However, if you want to see the other accounts that were opened with this app- like the Checking account and spending account- scroll down on the home page. ..
If you have a checking account and want to open your checking account, you can do so by clicking on the Open a checking account button.
Direct Deposit Set-up:
Direct deposit is a process where an employer can direct deposit your paycheck into an account on your behalf. This can be helpful if you are working for a large company or if you have some other financial incentive to use direct deposit. There are many different companies that offer this service, so it depends on which one your employer uses. If you are working for a smaller company, it might not be an option.
Direct deposit is a great way to get paid quickly and save money on your groceries and other bills. It also has some advantages, such as getting paid up to two days early, automatic savings, and a new credit builder product.
Mobile Check Deposit Option:
If you clicked on the “Get Check” option, it will ask you what kind of check is this, is it from a payroll provider or by your employer? If it’s from a payroll provider, it will ask if you want to create a new account or use an existing account. If it’s from your employer, it will ask if you want to receive this check as a gift.
How to Deposit a Check on the Chime Mobile App?
On the Home interface, at the bottom, you have an option as Move MoneyOn clicking on and you get a lot of options such as moving your direct deposit, transfer from other banks, deposit cash, and so on. You will also find an option as ‘Mobile check deposit’ over there.Click on the ‘Mobile check deposit’ option.It will ask you what type of check is this. You can select U.S. Treasury or a payroll provider, and you can also select ‘Others’ as an option based on your preference.Selecting any of the options will display some important instructions. Click on ‘Got it’ and proceed further.If you need to enter the check amount, the limit is visible. You must ensure that your check amount is not above the mentioned limit.Click on ‘Next’ and capture your check front. Then, it will ask you to allow the Chime app to take pictures and record video, click on ‘Allow’, and proceed
How much time does it take to deposit in the Chime account?
After you clear your check from the bank, your Chime account will receive the deposit successfully. It can take up to around 3 to 4 days for the deposit to be received.
Conclusion:
Chime mobile app offers various incentives for direct deposit, so it’s definitely worth keeping an eye out for such an offer if this is a feature that you think you would use. The platform as a whole is simple, so there’s not much to learn or explore.
Chime mobile application is a convenient and uncomplicated platform that gives the information that one needs without being too cluttered right from their phone.
